Auto Finance Blog

There is one question that we get asked, again and again.  “How do I improve my credit score?”  It’s not something that gets taught in school and it’s sort of assumed that everyone just “knows” how the whole credit scoring thing works - but we all know that’s not the case.  So let’s take a quick look [...]

 How to get the Best Rates for an Auto Loan
If you need a new car, you probably need an auto loan.  Therefore, before you go car shopping you should do your auto loan research so you can get a good interest rate.  Generally the better your credit score is, the lower your interest rate will [...]

Are you trying to buy a new car, but afraid about your credit?  If you have a bad or low credit score, you may want to try investigating a person-to-person auto loan or aka, private party auto loan.
A private party auto loan is a loan where a bank or credit union gives the loan to [...]

So you have decided to buy that long awaited new car, or perhaps for the less luxurious person, a second hand car. The budget is tight but you have done your calculations and know that it would be cheaper to buy the car than to constantly use public transport.  Life will be so much easier and better [...]

One thing that is so often overlooked is that if you have improved your credit over say, six months, you can actually get a lower interest rate than when you purchased your car. If you’ve had a few late payments in years past but have been making on time payments and have taken control of your credit – Now might be just the perfect time to refinance.